Terms of Use

These Terms of Use govern access to and use of the MadrinaHomes website. By browsing the site, creating an account or submitting a form, a visitor agrees to these terms. Anyone who does not agree should stop using the site.

MadrinaHomes offers information and guidance about home insurance, including cover for the dwelling, personal belongings, liability and living costs during repairs.

MadrinaHomes is not an insurance carrier and does not issue policies. Any policy is issued by a licensed insurer under that insurer's own terms, and the final wording of a policy always controls.

The site is intended for adults who live in the United States. By using the site, a visitor confirms that they are of legal age and able to enter into a binding agreement.

Some features require an account. A person who registers agrees to the following:

• To give details that are true, current and complete.
• To keep the account password private.
• To accept responsibility for activity that takes place under the account.
• To update the account when contact details change.

The site may be used only for lawful, personal purposes. The following are not permitted:

• Submitting false details or details that belong to another person.
• Copying, scraping or reselling any part of the site.
• Attempting to disrupt the site or gain access to areas that are not public.
• Using the site to send unsolicited or unlawful messages.

A person who gives consent on the signup form may receive service and marketing text messages from MadrinaHomes about home insurance.

• Consent to receive text messages is not a condition of any purchase.
• Message frequency may vary, and standard message and data rates may apply.
• Replying STOP ends the messages. Replying HELP returns support information.

Content on the site is general in nature. It is not legal, financial or tax advice, and it is not an offer or a guarantee of coverage. Availability, limits, deductibles and pricing depend on the insurer, the property and the state where the home is located.

The text, design, graphics and logos on the site belong to MadrinaHomes or its licensors. Visitors may view and print pages for personal use. Any other use requires written permission.

The site is provided as is and as available. To the fullest extent the law allows, MadrinaHomes is not liable for indirect, incidental or consequential losses that arise from use of the site or reliance on its content.

Any dispute that arises from these terms or from use of the site will be resolved through binding arbitration on an individual basis, and not through a class or representative action, except where the law does not permit this. Either party may bring a qualifying claim in small claims court.

MadrinaHomes may revise these terms as the site changes. The date at the top of this page shows when the latest version took effect. Continued use of the site after a revision means the revised terms are accepted.

Questions about these terms can be sent using the details below.